Hi, we are a family of five, my husband is a journeyman-mason and has been for 25 yrs. his health is not the best and I am trying to go to school and help from home but right now he is our only source of income.  He just got over pnuemonia again.  We tried to start our own business and failed and ended up not doing our taxes because we didn't have the money at the time and my husband had no idea what to do, we made to much to get the free help the IRS offers.  So here's what happened we had to move because the house we were in was filled with mold and crumbling down around us.  my husband talked to his friend in CA and got a job with his friends brother, we packed up and moved from PA to Ca in search of a better life. His friends brother screwed us royally and we ended up in more debt and it took 2yrs but my husband now has a decent job with a company that is paying him what he's worth but it just isn't enough to get caught up fast enough.  our rent is $500 a week to get caught up on late fees and then theres the bills and food and necessities and we are always going without and paying as much as we can but it doesn't help when the late fees keep piling up.  we need a loan of about 7 to 10 thousand to get completely caught up, bills paid taxes done school started and rent paid.  I know we will be in great shape if I can go to school and start to bring in money on a regular basis. My husband can work until I am finished in 15 months and if we are caught up we can make it on his pay no problem even with a loan payment. he makes $30 an hour. So if you can help us with a loan not a handout, please I beg you for my family's sake, for my kids sake. God Bless.  Sincerely, Amy Jo